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Image Courtesy: pixabay.com
You are viewing rates from banks across Monroe
Below are two-year Certificates of Deposit (CD) rates from banks in Monroe, Washington. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Monroe, WA - August 2, 2025
2 Year CD National Average : 0.66% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.15% |
$10,000 |
- |
Learn More
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.00% |
$2,500 |
- |
Learn More
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Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00% |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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4.00% |
$25,000 |
- |
Learn More
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Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00% |
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79Thru | Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More |
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3.50% |
$1,000 |
24.59 |
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Rate History: 4.00% → 4.10% → 3.50% → 3.25% → 3.50% |
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john | Apr 14, 2020 I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More |
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3.50% |
$5,000 |
- |
Learn More
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james | Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More |
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3.50% |
$500 |
- |
Learn More
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Rate History: 3.50% → 3.50% → 3.75% → 3.50% |
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Jim S | Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More |
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3.45% |
$1,000 |
21.82 |
Learn More
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Rate History: 4.30% → 4.20% → 4.15% → 3.45% |
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george | Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More |
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3.45% 0.30% |
$250,000 $1,000 |
21.95 |
Learn More
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Rate History: 3.95% → 3.70% → 3.90% → 3.60% → 3.45% |
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NORTY FLATZ | Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More |
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3.03% |
$1,000 |
19.40 |
Learn More
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Rate History: 2.53% → 2.27% → 2.22% → 2.27% → 3.03% |
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2.75% |
$0 |
- |
Learn More
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Early Withdrawal Penalty is 180 days interest. |
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Jenny Kingston | Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More |
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1.36% 1.14% |
$100,000 $500 |
21.81 |
Learn More
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Tami Phillips | Aug 15, 2019 I DO NOT LIKE THIS BANK, MORE THAN ONCE I HAVE BEEN HUMILIATED BY THIS BANK AND THEIR CARDS. Read More |
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1.05% |
$10,000 |
18.26 |
Learn More
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0.70% |
$10,000 |
15.85 |
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0.65% |
$10,000 |
23.06 |
Learn More
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0.45% |
$10,000 |
1.80 |
Learn More
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0.40% |
$1,000 |
- |
Learn More
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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0.40% |
$50,000 |
20.03 |
Learn More
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0.40% |
$0 |
22.73 |
Learn More
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0.40% |
$10,000 |
21.79 |
Learn More
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tomlynn | Apr 15, 2019 Very friendly and helpful here. We had closed an account last year, and were not asked what we planned to do with the money or if we found a better rate elsewhere. Just thanks for banking with us...so we ... Read More |
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0.30% |
$10,000 |
21.79 |
Learn More
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0.25% |
$10,000 |
- |
Learn More
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UtahJazz1 | Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More |
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0.20% |
$1,000 |
- |
Learn More
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wertlkgt | Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More |
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0.20% |
$10,000 |
19.25 |
Learn More
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kmills | Nov 15, 2019 If you have a choice don't use these people for an auto loan. I called and got the loan pay off which I submitted electronically. I hadn't gotten any lean clearance info so I called. They said they held... Read More |
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0.15% |
$10,000 |
22.24 |
Learn More
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Bauhinia C | Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More |
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0.15% 0.10% |
$1 $0 |
22.69 |
Learn More
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Austin | Aug 25, 2021 I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More |
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0.05% |
$500 |
21.80 |
Learn More
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MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
HSBC Bank USA, National Association Mercer Island Branch |
2630 77th Ave Se, Suite 110 | Mercer Island | WA |
|
Beal Bank USA Seattle Branch |
10900 N.E. 4th Street, Suite 110 | Bellevue | WA |
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Bank of Hope Seattle Loan Production Office Branch |
10655 North East 4th Street | Bellevue | WA |
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Sound Community Bank Cedar Plaza Branch |
22807 44th Avenue West | Mountlake Terrace | WA |
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Washington Trust Bank Bellevue Branch |
10500 Ne 8th Street, Suite 1100 | Bellevue | WA |
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Washington Trust Bank Bellevue Branch |
10500 Ne 8th Street, Suite 1100 | Bellevue | WA |
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Pacific Crest Savings Bank Pacific Crest Savings Bank Branch |
3500 188th Street, S.W., Suite 575 | Lynnwood | WA |
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Mountain Pacific Bank Mountain Pacific Bank Branch |
3732 Broadway | Everett | WA |
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UniBank Bellevue Branch |
3640 Factoria Boulevard Se | Bellevue | WA |
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Coastal Community Bank Monroe Branch |
19351 Hwy 2 | Monroe | WA |
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Cathay Bank Bellevue Branch |
13238 Ne 20th Street, Suite 200 | Bellevue | WA |
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Heritage Bank Issaquah Branch |
1250 Nw Mall St | Issaquah | WA |
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GBC International Bank Bellevue Branch |
500 108th Avenue Ne, Suite 1770 | Bellevue | WA |
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Bank of Hope Seattle Loan Production Office Branch |
10655 North East 4th Street | Bellevue | WA |
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Peoples Bank Bellevue Financial Center Branch |
10900 Ne 4th Street, Suite 2250 | Bellevue | WA |
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First Interstate Bank Courier Service Branch |
4710 196th Street Southwest | Lynnwood | WA |
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East West Bank Bellevue Branch |
10900 N.E. 4th Street, Suite 200 | Bellevue | WA |
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Umpqua Bank Issaquah Branch |
705 Nw Gilman Boulevard | Issaquah | WA |
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Umpqua Bank Issaquah Branch |
705 Nw Gilman Boulevard | Issaquah | WA |
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First-Citizens Bank & Trust Company Bellevue Main Office Branch |
300 110th Avenue, Ne | Bellevue | WA |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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